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Exclusively serving nonprofits, not-for-profit, 501(c)3 and other organizations, Aqubanc is a leading solution provider of US Check 21, imaging and gift entry and donation processing systems. Aqubanc, LLC was formed in 2003 by James Cowen, CEO.

Aqubanc has built alliances, collaborations, partnerships and relationships with leading fundraising software, print agencies, nonprofit service providers, and, with component providers who are willing to bend and help nonprofits. The Cheque 21 System is the solution delivered to nonprofits by Aqubanc into Development, Donation Processing, Fundraising, Gift Receipting and Gift Processing operations. Aqubanc clients include charitable, faith-based, foundation and rescue missions throughout the US and Canada.

We build relationships that allow you to Bank on Accuracy and to Steward Your Resources.


James S. Cowen, ICP, has worked with many different nonprofit and for-profit commercial operations in North America and Europe. Repeatedly observing how countless hours are spent trying to process smaller to mid-tier transaction volumes (usually defined as under 10,000 daily), it became apparent that typical methods and technologies are outdated, overpriced and ineffective.

The founding of Aqubanc brings together powerful features found in higher volume check, imaging and forms processing operations to help nonprofits and organizations excel with data entry, posting, image archiving and electronic check depositing for constituent and gift processing. Stewarding resources enables nonprofits to better serve their constituents, their donors and fulfill their missions.

Since Aqubanc's inception, the company has built relationships with hardware, software and service providers to make each Cheque 21 System affordable and reliable. Each of these relationships has made it possible for nonprofits to achieve savings without sacrificing quality or accuracy.

For example, Aqubanc collaborated with Contact Innovations in modifying their remittance processing system to meet the stringent as well as broad needs of nonprofit. This collaboration was so comprehensive to make the flow of data from the entire transaction, the check and Reply Device, along with images easier to post into fundraising software as well accounting software packages. Before this collaboration, the choice was manual data entry or placing unfriendly barcodes or long OCR scan lines on the Reply Device. It is the search and delivery of these types of solutions which have been lacking for nonprofits in their quest to be more efficient in gift entry, posting and depositing.


Aqubanc serves the operating needs of nonprofit organizations and our partners. Every one of Aqubanc's Cheque 21 Systems are designed and delivered to meet your organization's individual needs and provide real solutions to your specific problems in Accounts Receivable, Caging, Development, Donation Processing, Fundraising, Gift Receipting, Gift Processing and Remittance operations. Integrity and knowledge about these operations are apparent from the first time you contact Aqubanc: You won't have to explain what a Reply Device is, what is its purpose; or, why VisuallyVerify is necessary.

Nonprofits don't process pristine credit card or utility bills where margins of error are acceptable, rather you are processing a donor's trust in you and your nonprofit organization. This is why Aqubanc's mission includes upgrading your Cheque 21 System components without hesitation so you can always Steward Your Resources and keep your donors trust.

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All rights reserved.

Tel.: 800.350.4720
Fax: 847.229.0049